In Progress
This promise was made Pre-Election

Provide insurance for women who are primary caregivers


One of Hassan Rouhani’s campaign promises was to develop insurance coverage for female-headed households across the nation. He assured to prioritized this promise once he was elected.

During the government’s first year in the office, Iran’s Vice President for Women and Family Affairs, Shahindokhi Moulavardi, promised to spend the entire allocated budget to develop insurance coverage for female-headed households.

According to the Chairman of Imam Khomeini Relief Committee, the insurance coverage is a national plan that is funded by targeted subsidies as well as the Imam Khomeini Relief Committee.

Based on welfare and social security law that was passed in 2004, the government is obligated to conduct planning and policy making in areas of social welfare and education. These policies would be drafted through cooperation with the Relief Committee.

Today, there are two-million five-hundred female-headed households in Iran. Moulavandi claims that in the past five years, there has been 3 percent increase in the number of female-headed households across the nation. “In fact, %12 of households in Iran are headed by women. 82 percent of which are unemployed,” said Moulavandi.

Moulavandi claims that if the government had doubled the allocated budget to 150 Billion Tuman, 500 Thousand female-headed households would have been insured. She promised that the existing 15 Million Tuman would be effectively spent on implementing the insurance plan for female-headed households.

“Plan to insurance domestic housewives [that also covers female-headed households] are under review by the Commission on Social Welfare for its finalization” said Moulavandi in June 2015.

Seyed Parviz Fetah, Chairman of Imam Khomeini Relief Committee, announced in June, that the Committee is currently covering almost 300 Thousand female-headed households.

Usually, the budgets for female-headed households are spread across different city and provincial plans. For example, in 2015, 60 Billion Rials (2M USD) were budgeted to help finance households and 15 Billion Rials were allocated to provide housing deposits for female-headed households

In the past two years, many provincial officials have also launched limited coverage for female-headed households in their provinces. In September 2015, the Managing Director of Mazandaran Entrepreneurship Fund said, 25 Million Rials was paid to cover female-headed households in Mazandaran province. In another instance, Deputy Social Welfare of Kohgiluyeh and Boyer-Ahmad Province announced that One-thousand Nine-hundred Thirty-six female-headed households are now covered by the provincial insurance plan.

So far, one of the main obstacles hindering the implementation of the insurance plan has been the shortage of budget. However, in 2014, Rouhani allocated 150 Billion Rials to provide insurance coverage for domestic housewives, which also includes the female-headed households.

Another obstacle is the lack of insurance coverage database to identify female-headed households. On September 2015, Soehila Jelodarzadeh, the founding member of the Islamic Labor Party, claimed that the development of a database has to be included in the government’s sixth development plan.

There are also additional obstacles to the implementation of this plan. The monthly insurance coverage ranges from 400 Thousand to maximum 750 Thousand Rials. Given the high inflation rate in Iran, this allowance would hardly address the financial problems that many women face on daily basis.

Despite the obstacles and the existing issues, it appears that after two years, Rouhani is following up on his campaign promise and has made necessary adjustments to fulfill its promise. We rate this promise “In Progress”.